What does the Low Emergency Resilience indicator show?
Understand the Low Emergency Resilience indicator.
The Low Emergency Resilience indicator measures how many people are frequently close to running out of funds.
How It’s Calculated
This measure is based on anonymised, aggregated bank account data over the previous 5 weeks:
- Balance Events: We track each time an account’s balance falls below £100.
- Threshold Criteria: Accounts are flagged if they had 2 or more low-balance events during this period.
- Proportion Counted: The indicator shows the percentage of all accounts in an area that meet this threshold.
Tip:
A higher proportion suggests that more people in that area may have limited financial buffers to cope with unexpected expenses.
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